EX40 vs XC90

Compare two new cars by price, estimated monthly payment, fuel economy, and other specifications. Data comes from the CarPayCheck.com catalog and uses your selected financing terms.

Volvo EX40
Volvo

EX40

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Volvo XC90
Volvo

XC90

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Specifications

  EX40 XC90
Manufacturer Volvo Volvo
Starting price
Monthly payment
Fuel type Electricity Plug-in hybrid
Fuel economy 33.8 kWh/100 mi 27.0 mpg
CO₂ emissions 137 g/mi–393 g/mi
Annual maintenance cost

Common issues

Volvo EX40

For the 2021–2024 XC40 Recharge and 2025 EX40 built before the remedy, the high-voltage battery coolant heater can develop an internal short circuit, overheat, and ignite while parked. Volvo's recall (NHTSA 23V-836 / R10105) installs a battery management system software update and replaces the heater if diagnostics show damage. Corrected 2025–2026 EX40s with updated software or a replacement heater are not affected. If ignored, the vehicle risks thermal runaway and fire.

The Google Android Automotive system in the 2021–2024 XC40 Recharge and 2025–2026 EX40 can show a black or frozen center display, delayed boot, random reboots, audio drops, and lost phone connection. Because HVAC, audio, navigation, and camera controls are software-driven, a lockup also disables climate controls. Volvo has issued over-the-air updates, but owner reports persist through 2025 models. A hard reboot usually restores function, and some dealers have replaced the head unit under warranty.

The 12V auxiliary battery in the 2021–2024 XC40 Recharge and 2025–2026 EX40 can drain after short trips or extended parking, causing "12V battery critically low" or "propulsion system reduced performance" warnings, refusal to shift into drive, or a completely unresponsive car. Dealers often replace the 12V battery under warranty, and later software updates improved DC/DC converter and battery monitoring. If ignored, repeated deep discharge shortens battery life and may require a jump start or tow.

On 2021–2024 XC40 Recharge and 2025–2026 EX40 vehicles, the charge port door can jam shut from ice, snow, or debris, and DC fast-charging sessions may abort early with a charging error on some networks. Volvo has replaced charge port door actuators and updated charging-control software, with later models less prone but not immune. A stuck door may need manual emergency release, and an interrupted session adds charging time on trips. If the actuator fails, it must be replaced.

The 2023–2024 XC40 Recharge Single Motor and 2025–2026 EX40 Single Motor Extended Range use a rear e-axle that can emit a low-frequency hum or vibration at highway speeds and occasionally triggers a service required powertrain warning. Software updates and, in some cases, rear drive-unit replacement under warranty have been used by dealers. If a bearing fails, the car may show reduced power and need a new drive unit, which is very costly out of warranty.

Sporadic propulsion system reduced performance warnings can appear on 2021–2024 XC40 Recharge and 2025–2026 EX40 models after over-the-air updates or when the battery management system detects a transient error. The car may enter limp-home mode with reduced acceleration, but the warning often clears after a restart or at the next software update. Dealers diagnose the BMS, inverters, and drive units, then update modules; persistent cases have required drive-unit replacement.

Heat-pump-equipped 2021–2023 XC40 Recharge Twin Motor and 2025–2026 EX40 models can produce lukewarm cabin heat and slow defrost below about 20 degrees Fahrenheit when preconditioning is not used, leading to fogged windows and sharply reduced range. This is a design limitation rather than a component failure, and Volvo addressed it with climate-control software updates and grid-powered preconditioning. A genuine heat-pump compressor or valve failure would require replacement, but most complaints are managed by preconditioning rather than repair.

Volvo XC90

The 2019-2021 XC90 T6 and T8 with the 2.0L supercharged and turbocharged engine can suffer piston-ring carbonization, causing oil consumption of about one quart every 1,000-2,000 miles. Watch for low-oil warnings between services, fouled spark plugs, and catalytic converter damage. If left untreated, severe cases can lead to catastrophic engine failure. Piston-ring replacement is typically $4,000-$8,000, while complete engine replacement can run $9,000-$14,000.

On 2019-2021 XC90 T6 and T8 models, the Roots-type supercharger can develop bearing or clutch failure, most often reported on 2019-2020 cars. You may hear a high-pitched whine or grinding noise on acceleration, followed by reduced power and eventual supercharger seizure. If debris enters the engine, it can score cylinder walls and require full engine replacement. Supercharger assembly replacement is about $2,800-$4,500 at an independent shop and $4,000-$6,000 at a dealer.

The high-voltage battery control module in 2019-2023 XC90 T8 Recharge models can fail to detect internal shorts or trigger hybrid system shutdowns, and NHTSA recall 20V-335 addressed fire risk. Symptoms include hybrid system failure warnings, loss of electric-only drive, and possible sudden powertrain shutdown. Affected recall vehicles are repaired free, while BMS replacement outside the recall is $1,500-$3,000.

2019-2021 Sensus and 2022-2024 Google Android Automotive systems commonly freeze, reboot, black-screen, or lose backup camera and climate controls, while the 2026 model received new Snapdragon hardware to improve responsiveness. A dealer software reflash is usually $150-$400, and head-unit replacement ranges from about $1,200-$2,500 for Sensus units to $1,800-$3,200 for Google-based units. If the screen fails while driving, navigation, camera, and climate adjustments can be unavailable until the system recovers.

2019-2023 XC90s with optional Four-C air suspension can develop ride-height sensor corrosion and compressor overheating, causing the vehicle to sag overnight or drop to the bump stops. Watch for suspension failure warnings, continuous compressor cycling, and a tilted ride after parking. A single air strut costs $1,200-$2,000, a compressor $900-$1,600, and a height sensor $400-$700, while a full dealer rebuild can reach $5,000-$8,000. Repeated compressor failure is common if the root cause is ignored.

The A/C evaporator core in 2019-2022 XC90s can leak refrigerant internally, most often reported on 2019-2020 cars. Symptoms include warm vent air, a sweet chemical smell in the cabin, and the system needing frequent recharges. Because the evaporator sits behind the dashboard, replacement costs $1,800-$3,000 at a dealer or $1,200-$2,200 at an independent shop, and the leak can also shorten compressor life.

2019-2023 XC90s with City Safety can falsely apply full braking at highway speeds when the radar and camera system misreads shadows, guardrails, or overpasses. Drivers may see a City Safety intervention message with no obstacle present, and the sudden stop has caused rear-end collisions. Volvo addressed it with software recalibration; a dealer update is typically $100-$250, while collision damage from an event can cost $1,500-$5,000 or more.

About this comparison

Volvo EX40 and Volvo XC90 suit different driving needs. The main differences below cover price, monthly payment, fuel economy, and running costs.

The models use different powertrains: EX40 — Electricity; XC90 — Plug-in hybrid. The better choice depends on your daily route and access to charging.

The final choice is about more than numbers: annual distance, city or highway use, and the space your household needs all matter. Use the CarPayCheck.com calculator to apply your financing terms and evaluate both cars in your situation.

Want to compare other models? Return to the full catalog or calculate financing using your own terms.