X3 vs Solterra

Compare two new cars by price, estimated monthly payment, fuel economy, and other specifications. Data comes from the CarPayCheck.com catalog and uses your selected financing terms.

BMW X3
BMW

X3

Price from $51,300
Monthly payment $597
More details
Subaru Solterra
Subaru

Solterra

Price from $38,495
Monthly payment $448
More details

Specifications

  X3 Solterra
Manufacturer BMW Subaru
Starting price $51,300 $38,495
Monthly payment $597 $448
Fuel type Hybrid Electricity
Fuel economy 28.0 mpg 28.4 kWh/100 mi
CO₂ emissions 299 g/mi–320 g/mi —
Annual maintenance cost — —

Common issues

BMW X3

Common-issue data is not available yet.

Subaru Solterra

The pre-facelift Subaru Solterra (2023-2025) suffers from severe thermal throttling in its battery management system, causing DC fast charging speed to drop dramatically and often requiring up to an hour to reach 80% charge. Additionally, the system limits drivers to a maximum of three DC fast charging sessions per day to protect the battery, which significantly reduces practicality for long-distance travel. The 2026 model year refresh addressed this with an improved charging curve and a battery pre-conditioning feature, but no permanent retrofit for earlier models is documented.

About this comparison

BMW X3 and Subaru Solterra suit different driving needs. The main differences below cover price, monthly payment, fuel economy, and running costs.

X3 starts at $51,300; Solterra starts at $38,495. The difference is $12,805, making Solterra about 25% cheaper before financing.

Estimated monthly payment: X3 — $597; Solterra — $448. The difference is $149 per month, with Solterra lower.

The models use different powertrains: X3 — Hybrid; Solterra — Electricity. The better choice depends on your daily route and access to charging.

The final choice is about more than numbers: annual distance, city or highway use, and the space your household needs all matter. Use the CarPayCheck.com calculator to apply your financing terms and evaluate both cars in your situation.

Want to compare other models? Return to the full catalog or calculate financing using your own terms.